5.0 · 624 reviews · Jim Blackburn · NMLS #1072866
Equal Housing Lender
(954) 993-1625
See My Options 60-sec match · no credit pull
How We Serve · Renovate a Home

See the home it could be — and finance that.

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NMLS #1072866
Renovation value calculator

See what your renovation creates.

$400K
Before
$490K
After renovation
$490,000 After-repair value
$15,000 Equity created

Illustrative estimate. Actual after-repair value depends on market, scope, and appraisal. Not a guarantee of future value.

Question 01

Renovate or move?

Renovate ~$75K
vs
Move ~$45K+ Agent fees, closing, moving, adjusting
Question 02

Will the reno pay for itself?

Kitchen
75%
Bathroom
70%
Roof
65%

Avg. cost-recoup at resale (Remodeling Magazine)

Question 03

Live-in reno or flip?

Live in it Longer timeline, lower borrowing
Flip it Fast timeline, higher borrowing
Renovation loans

Five ways to finance it.

FHA 203(k)

Finance the purchase + renovation in one loan.

HomeStyle Renovation

Conventional loan that covers improvements.

Cash-Out Refinance

Use existing equity to fund renovations.

HELOC

Draw funds as you need them during the project.

Flexible Income Renovation

Bank statements, assets — no tax returns needed.

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0624 reviews
Learn from others

Five renovation mistakes.

01

Starting without knowing the after-repair value

We estimate value before you spend a dollar

02

Underestimating the budget by 20%

We build in a contingency cushion

03

Choosing the wrong loan for the project

We match the loan to the scope

04

Not checking contractor licensing

Our network includes vetted builders

05

Forgetting permits affect the appraisal

Permitted work protects your investment

The receipts

Real renovations. Real results.

Jim worked with us to secure the best rate — not only reducing our 30 to a 15, but taking cash out for a home renovation and consolidating our first and second mortgage into one. He provided many options balancing cash-out limits with the best rates.
Brian RobertsonNew Jersey Zillow
Had a great experience working with Jim and team on a refi. Was able to do virtually everything by email and text. When an issue arose, Jim made sure it got escalated and handled properly.
Christopher TragaszIllinois Angi
This is the second loan I am doing with Jim and once again he and his team have exceeded my expectations. This time it was a multi-family unit. I can attest he provides the best possible service and gets the job done.
Syed SaqibIllinois Zillow

Your home's best version is one loan away.

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