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Military · Tax Benefits

Military Tax Benefits Calculator

Enter your monthly BAH and BAS to estimate your annual non-taxable income and the federal tax savings from your tax-free allowances.

Built by Jim Blackburn · NMLS #1072866 · $500M+ closed · 7× Scotsman Guide Top Producer

Tax-Free Allowances (Monthly)

$

Look up your BAH rate and paste it.

$

Look up your BAS rate and paste it.

Your Tax Rate

%

Your marginal federal rate. See the reference brackets below.

2025 federal tax bracket reference
  • 10% — up to $11,925 (single/MFS) · $23,850 (MFJ/QSS) · $17,000 (HoH)
  • 12% — $11,926–$48,475 (single/MFS) · $23,851–$96,950 (MFJ/QSS) · $17,001–$64,850 (HoH)
  • 22% — $48,476–$103,350 (single/HoH/MFS) · $96,951–$206,700 (MFJ/QSS)
  • 24% — $103,351–$197,300 (all filing statuses)
  • 32% — $197,301–$250,525 (single/MFS) · $394,601–$501,050 (MFJ/QSS) · up to $250,500 (HoH)
  • 35% — up to $626,350 (single) · $501,051–$751,600 (MFJ) · up to $365,800 (MFS)
  • 37% — above the 35% ranges

Double-check current IRS rates.

Summary

Your Tax-Free Benefit

Annual Non-Taxable Income$30,000(BAH + BAS) × 12.
Annual Tax Savings$6,600Non-taxable income × your marginal rate.
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Estimates only — not a commitment to lend.

Jim Blackburn

By Jim Blackburn

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Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, tax, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult a licensed tax professional or financial advisor before making decisions.

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