Conventional · New Construction
Conventional New Construction Loan Payment Calculator
Estimate total project cost, interest reserves, your loan amount, monthly payment, and the cash needed to close on a conventional construction-to-permanent loan.
Built by Jim Blackburn · NMLS #1072866 · $500M+ closed · 7× Scotsman Guide Top Producer
Permits, architectural, and engineering fees.
Labor and material costs.
Estimate with sold comps in the last 6 months.
3% is the minimum (DPA and gift funds allowed).
Estimated permanent rate after the interest-only construction period.
Summary
Project Cost Buildup
Loan & Payment
Estimates only — not a commitment to lend.
By Jim Blackburn
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This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.