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Military · BAH Affordability

BAH Home Affordability Calculator

Estimate your maximum affordable home loan based on your monthly BAH and your comfortable total housing budget.

Built by Jim Blackburn · NMLS #1072866 · $500M+ closed · 7× Scotsman Guide Top Producer

Income & Allowances

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Look up your BAH on the DoD travel site and paste it.

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$

Base pay, spouse income, etc.

Debts & Rate

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Auto, credit cards, installment loans, etc.

%

Housing Expenses

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$
$

Typical if purchasing a condo or townhome.

Summary

Affordability

Total Income For Qualifying$6,000Monthly BAH + Income + BAS.
Maximum Monthly Available for Loan Payment$2,50060% of qualifying income, less debts, taxes, insurance, and HOA.
Maximum Loan Estimate$376,148Assumes a 30-year term at the rate entered. No mortgage insurance included.
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Estimates only — not a commitment to lend.

Jim Blackburn

By Jim Blackburn

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Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.

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